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Articles Posted in HUD-1 Settlement Statement

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RESPA: UPDATED RESPA RULE FAQs RELEASED ON JAN. 28, 2010

The U.S. Housing and Urban Development’s Real Estate Settlement Procedures Act (RESPA) Division released new updated FAQs on Jan. 28, 2010. The new RESPA frequently asked updated question and answers (FAQs) are in bold. One of the new questions asks whether a loan originator can require the use of its…

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RESPA REFORM QUESTION: WHERE DOES THE SELLER PAID TRANSFER TAX CHARGE ON THE HUD-1 AND GOOD FAITH ESTIMATE (GFE) GO?

Three weeks have gone by since the new RESPA Regulations went into effect and the most commonly asked question we have encountered thus far is how are Seller Paid Transfer Tax Charges shown. The Frequently Asked Questions “FAQs” state that “All charges typically paid by the borrower must be disclosed…

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